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According to a new study from the John Hopkins Bloomberg School of Public Health a forty year old who goes from being obese to overweight will save approximately $18,262 in medical costs and productivity losses (missed work days) throughout his or her lifetime. If this same individual transformed from being obese to a healthy weight, the average savings would be $31,447.

A high body mass index (BMI) is linked to a higher risk of serious conditions like type 2 diabetes, cardiovascular disease, and some cancers. These conditions ultimately lead to high medical costs and potential productivity losses. If we were to look at the direct medical costs alone of the 70 percent of adults in the United States that are considered to be overweight or obese, the costs reach up to nearly $210 billion per year.

It’s never too late to cash-in on the benefits of a healthy weight. Below are the average savings of individuals who drop from an obese BMI to a healthy weight.

Twenty-year-old: $28,020

Thirty-year-old: $27,331

Forty-year-old: $31,447

Fifty-year-old: $36,278

Sixty-year-old: $34,649

Seventy-year-old: $29,424

Eighty-year-old: $16,882

So there you have it. Lose weight now, gain weight in your wallet.